Customized Automated Underwriting: The underwriting process is customized to your complete guidelines with the ability to utilize unlimited combinations of credit information in a decision. Additionally, dynamic stipulations and conditions are rendered based on loan and credit data. You can even manage and update your stipulations and conditions as needed.

LendTech Mortgage offers flexibility for all loan types. You can underwrite stand-alone first and seconds or joined combos (piggybacks). All factors are considered in the decisioning process for both loans. You can even track a joined combo for reporting with one loan number.

Accurately Adjusted Pricing: LendTech Mortgage calculates the accurate pricing and adjustments based on your guidelines and the borrower's credit report—resulting in more consistent pricing. Adjustments are automatically loaded into the system, so that current pricing appears for all users.

Product and Pricing Engine: Your correspondents can compare more than 100 product and pricing options in less than 10 seconds. You can determine underwriting guidelines with basic credit attributes, pricing, and stipulations and conditions. Correspondents can search for stand-alone products and combo loans loans, and compare the results, side by side. It even calculates the CLTV for a proposed set of loans and displays the rate, price, and P&I information for each loan.

Guidelines, Rules, and Rates Management: You can upload rates and make guidelines and rules changes on your schedule. Alternatively, ARC Systems is able to manage all of this by making changes when you request them. This allows for greater flexibility and more effective up-to-date management of your information but also provides support if necessary.

Business Process Management: LendTech Mortgage features workflow management queues that distribute loan applications to specific members of your staff. This gives them the opportunity to finalize loan originations or manually review loans that require additional attention. Our solution is built on your business process and workflows. Additionally, the status of a loan application can be tracked and custom reports can be generated throughout the reviewing process.

Private Labeling: Your underwriting system should reflect your company's style. With LendTech Mortgage, your logo and chosen color scheme will be presented to your users when they log on. Your customizable lender home pages can display calculators, links to resources, and specific announcements. This gives you the opportunity to characterize your company through your underwriting system.